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I didn't expect a Nightmare Dungeon affix to fix my gold problems in Season 11, but Vile Splendor pretty much did. If you're tired of watching masterworking and rerolls drain your stash, this is the first thing I'd chase, right up there with hunting better Diablo 4 Items for your build. The trick is simple: every elite rolls in with the Gilded trait, and that turns regular pulls into a shower of coins. It also drops those shiny gold puddles that bite back, so you can't just face-tank and scroll your phone.
Most people run NMDs like they're late for dinner: sprint to the objective, grab glyph XP, bail. With Vile Splendor, that mindset loses you money fast. You want the whole map. Every elite you skip is basically a closed wallet you chose not to open. When it's rolling, you'll feel it in your inventory—big stacks of gold off hits and kills, not just at the end chest. On a decent layout with thick packs, I've seen runs land in that "wow, that's a lot" zone, and even the quieter dungeons still beat wandering around hoping Helltide drops line up.
The funny part is you can die to your own payday. Those golden pools don't look scary at first, then your health bar melts. So play it a bit cleaner than usual. Pull elites slightly off tight corners, kite them out of choke points, and don't greed the last swing if the floor's glowing. If you're on a build that needs to stand still—channeling, heavy melee, whatever—save a movement skill for the "oh no" moment. It's not complicated, but it does punish autopilot.
Finding Vile Splendor naturally is hit-or-miss, so I treat it like a crafting project. Salvage the junk sigils you'd never run anyway, stack Sigil Powder, then roll at the Occultist until the affix shows up. It's RNG, yeah, but it's the most repeatable loop. World bosses and random events can toss you a lucky one, but if you need gold now, waiting on chance feels like a waste of a good evening.
Everyone gets tempted by Torment 4 because the numbers look juicy, but speed and safety matter more than bragging rights. Torment 3 often ends up being the sweet spot: you clear faster, you die less, and you actually finish full clears instead of limping out halfway through. If your build's struggling, downgrade and farm cleaner until upgrades land—whether that means better rolls, smarter tempering, or even deciding it's time for a diablo 4 gear buy to patch the weak slot that's slowing you down.
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